I want to switch car insurance companies

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My car insurance is up at the end of September. The current company that I'm with has sent me a renewal reminder. They will automatically renew it at the end of the month. (They also sent me a note to say the card I used to pay last time has expired, so I will need to enter a new one). I've found a cheaper quote elsewhere therefore I want to go with a new company. However, despite the fact that all my dealings with the current insurance provider have been online, if you want to cancel your policy, you have to do it by phone. I don't particularly want to call them and get the hard sell (I'm really not very good in that sort of situation). Seeing as the credit card I used to pay for the insurance last time has now expired, shall I just ignore them and go with someone new, or will they then keep chasing me saying I owe them money?
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